Now that we are officially in a recession, it is time to start cutting back on expenses. The first place to save is by eating out less. I don't mean never go out, but if you usually dine at a restaurant twice a week, cut back to once a week. Even if you still buy carry-out on that night, at least you'll save money on tips.
When you do go out, be sure to take advantage of coupons. By using the Entertainment book or downloading gift certificates from restaurant.com you can save up to 50 percent on a meal. Even if you're celebrating a special occasion, consider visiting a gourmet supermarket and cooking at home instead of spending $100 or more dining at a five star restaurant.
When I was in my 20's and single I looked down on men who pulled out coupons on a date. Now, if my husband finds a coupon for a place we are going, I applaud him for it. How attitudes and finances change!